Electronic payment

Paper invoices have become electronic, cash has lost its traditional significance. Cards and other electronic payment methods are flooding the online payment battlefield.

Battlefield, since hordes of hackers, scammers and other malfaiteurs are fighting with armies of bank employees and security experts to get their hands on the online money flow.

Playground, since all participants strive to use cutting-edge, innovative, secure and sexy solutions to attract shoppers and to retain their confidence while spending their money.

eBIT’s service offering is simply navigating on the this battlefield letting our Clients feel that they are on the playground. Our consultants are holding their finger on the pulse of the online money flow, pioneering new trends, shaping legislation and spreading the world in the industry. Our researchers dive deep in risk and fraud modelling using state-of-the-art business intelligence technologies.

eBIT has custom services tailored to the needs merchants, payment service providers, acquirers and issuer banks. We cover the whole online payment value chain with our specialised services. We provide industry-specific solutions to financial institutions, to the travel sector and to airlines.

After understanding your business processes we design optimized payment channels to your company. We develop risk and fraud models using fraud databases and modelling tools that serve as the backbone of our transaction security services.

To protect your transactions we formulate your security strategy, design your risk-management processes, prepare your policies. We manage the implementation of all these and the underlying IT systems and train your staff to cope with challenges of the future. We manage the implementation and integration of your e-commerce system to your ERP and billing system, to merchants, payment service providers, acquirers, issuers, card associations and to the providers of other value-added services. We manage the implementation of payment security solutions (3DS: VbV, MSC, Chip&PIN, AVS, CVC2, CVV2, CID, etc.) with all of the parties involved in your payment processes.
We audit your payment channels and processes to assess the overall vulnerabilities that your company has and prepare you for financial / IT / PCI DSS audits or other industry-specific certification processes.

Electronic invoicing, EBPP

Although there are EU-level harmonization efforts on the law that regulates electronic invoicing in Europe the local legal requirements differ from country to county. In case of cross-border invoicing or providing EBPP services to foreign markets regulatory differences will make your life more complicated. eBIT offers custom compliance audits for checking the fit with national requirements and manages the close of the gaps. We find local partners to you; manage your rollout projects on foreign markets.

Retail chains, wholesalers, trading companies and institutions of the public sector are tend to set electronic invoicing / EBPP a basic requirement to their supplier and client network. eBIT designs these solutions and processes and manages the implementation of the chosen solution in your company and its external network.